Privacy Policy
1. Introduction
Welcome to myney ("we," "our," "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and share your information when you use our personal finance tracking app ("App").
2. Information We Collect
When you use our App, we may collect the following types of information:
- Personal Information: When you sign up for an account, we collect information such as your name, email address, and other contact details.
- Financial Data: The App allows you to create financial categories and record transactions. This data is stored securely and linked to your user ID.
- Usage Data: We may collect information about how you use the App, including interactions, preferences, and device information.
3. How We Use Your Information
We use your information for the following purposes:
- To provide and improve our services.
- To personalize your experience within the App.
- To analyze usage patterns and improve App functionality.
- To generate your personal statistics based on the data you create in the App.
- To communicate with you regarding updates, promotions, and support.
4. How We Share Your Information
We do not sell or rent your personal information. However, we may share your information in the following circumstances:
- Service Providers: We may share your data with third-party service providers who assist us in operating the App.
- Legal Compliance: If required by law, we may disclose your information to comply with legal obligations.
5. Data Security
We implement appropriate technical and organizational measures to protect your data from unauthorized access, loss, or misuse. However, no method of transmission over the internet is 100% secure. You acknowledge that you provide your information at your own risk.
6. Your Responsibilities
You are responsible for safeguarding your account credentials and any activities conducted through your account. Please ensure that you keep your login details confidential and secure.
7. Compliance with Data Protection Regulations
We comply with applicable data protection regulations, including but not limited to the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other relevant laws. Depending on your location, you may have specific rights under these regulations, such as:
- The right to access, update, or delete your personal data.
- The right to data portability, allowing you to obtain a copy of your data in a structured format.
- The right to object to the processing of your personal data.
- The right to restrict processing under certain conditions.
- The right to lodge a complaint with a relevant data protection authority if you believe we have not complied with applicable data protection laws.
We process your data based on legitimate interests, your consent, or as necessary to provide the services you have requested.
8. Limitation of Liability
While we take reasonable steps to protect your personal data, we cannot guarantee absolute security. We are not liable for any unauthorized access, loss, or disclosure of data beyond our control.
9. Data Transfers
Your data may be transferred and processed in countries with different data protection laws. We ensure appropriate safeguards are in place to protect your personal information during such transfers.
10. Data Retention
We retain your personal data only for as long as necessary to provide the App's services or as required by law.
11. Subscriptions & Payments
App offers subscription-based services that are managed through Apple's App Store. When you subscribe, your payment and billing details are processed securely by Apple, and we do not store or have access to your payment information. You can manage your subscriptions directly through your Apple ID settings.
Payment will be charged to your Apple ID account upon confirmation of purchase.
Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period.
Your account will be charged for renewal within 24 hours prior to the end of the current period, at the same price unless otherwise stated.
If applicable, any unused portion of a free trial period will be forfeited upon purchasing a subscription.
You can cancel your subscription at any time by going to Settings > Apple ID > Subscriptions on your device.
Apple manages all refund requests. If you believe you were charged incorrectly or wish to request a refund, please visit Apple's support page: https://support.apple.com/billing.
Deleting the app does not cancel your subscription. You must cancel through Apple's settings.
We may store your subscription status (active/inactive) to enable premium features.
We do not process or store payment details; all transactions are handled by Apple.
If we use third-party analytics, subscription-related data may be processed to improve our services.
12. Third-Party Links
The App may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties and encourage you to review their policies before sharing personal information.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the App.
14. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Thank you for using myney.
Effective Date: 01.01.2025